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What exactly is “simplify debts”?

Imagine a group trip with lots of expenses.

Settle up with “simplify debts” turned off: 8 payments.

Settle up with “simplify debts” turned on: 3 payments.

“Simplify debts” does not change anyone's total balance. It just reduces the number of payments, so everyone gets paid back quicker.

“Simplify debts” can save your group hundreds of payments over time. That's in addition to all the payments you already save by using Splitwise to split your expenses.

Join Tomasz and millions of others who keep track of shared expenses on Splitwise

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The whole nine yards

Core features Pro features

“Fundamental” for tracking finances. As good as WhatsApp for containing awkwardness.

Financial Times

Life hack for group trips. Amazing tool to use when traveling with friends! Makes life so easy!!

Ahah S, iOS

Makes it easy to split everything from your dinner bill to rent.

NY Times

So amazing to have this app manage balances and help keep money out of relationships. love it!

Haseena C, Android

I never fight with roommates over bills because of this genius expense-splitting app

Business Insider

I use it everyday. I use it for trips, roommates, loans. I love splitwise.

Trickseyus, iOS