What exactly is “simplify debts”?

Imagine a group trip with lots of expenses.

Settle up with “simplify debts” turned off: 8 payments.

Settle up with “simplify debts” turned on: 3 payments.

“Simplify debts” does not change anyone's total balance. It just reduces the number of payments, so everyone gets paid back quicker.

“Simplify debts” can save your group hundreds of payments over time. That's in addition to all the payments you already save by using Splitwise to split your expenses.

Join Tomasz and millions of others who keep track of shared expenses on Splitwise

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