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Should you get renters insurance?

YES.
In North Carolina, renters insurance usually costs under $11/month, and it can save you thousands in the event of fire, robbery, and more.

Renters insurance statistics for North Carolina

Cost of insurance: $132/yr  
Savings after a fire: $10,200  
Savings after a burglary: $2,372  
Savings after water damage: $3,576  
Savings after wind damage: $3,569  
Savings after an accident: $17,851  
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