Splitwise Terms of Service
Last updated: May 23rd, 2018Splitwise is a shared ledger for friends, colleagues and family to keep track of expenses. Bills, IOUs, debts and payments recorded on Splitwise are informal records, and not legally binding contracts of some kind. We offer the Splitwise service "as-is" without a warranty. Splitwise® is a work-in-progress, so some features of our website and apps may not work exactly as planned. We may stop offering or restrict certain services or features at any time. Please be patient with us and we'll always do our best to support you.
- Description: Splitwise® (the Service) is a service designed to help you track informal debts, expenses, and bills, by allowing users to enter notes about who they owe, who owes them and why. The Service keeps track of the sharing math, provides informal sharing advice, and stores this data for later use. You agree that this service is provided AS-IS and on an AS AVAILABLE basis.
- Informal debts: The website allows users who share a group or are friends on the service to post debts and payments as they please, using wiki-style rules with no explicit permissions. These are calculated into a determination of debts by the Service. You agree that you understand these debts are not legally binding, and represent informal information sharing among roommates, friends, or family. You agree that the Service cannot guarantee the accuracy of information entered by users.
- Conditions of use: You agree that you will use the Service for its intended purpose, and in compliance with all applicable laws and regulations: local, state, and national, and international, as applicable. You agree not to use the service in a fraudulent, disruptive, aggressive, manipulative, for money laundering, or any other inappropriate matter. Splitwise reserves the right, but has no obligation, to investigate your use of the service for compliance with appropriate use and terminate your access to the Service, or in order to comply with law, regulation, legal process or government request.
- What you represent: You agree to represent yourself honestly, that all of the information you provide is true, correct, and current, to the best of your knowledge, and that you have the necessary rights, power, authority, and age to agree to these Terms and to perform the acts required of you by the agreement.
- No warranty: Splitwise Inc. does not represent that the Service is error-free, complete, or can be relied upon. THE SERVICE IS PROVIDED 'AS IS' AND 'AS AVAILABLE' WITH NO WARRANTY OF ANY KIND AND YOU ARE USING THE SERVICE AT YOUR OWN RISK. SPLITWISE INC DISCLAIMS ANY WARRANTY, IMPLIED OR OTHERWISE, REGARDING THE SERVICE, INCLUDING WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, INCLUDING FOR SPLITWISE PRO.
- Termination and Refusal of Service: Your access to the Service may be terminated at any time, for any reason, at Splitwise's sole discretion. This includes the right to ban any person from the service who uses Splitwise to send spammy, unwanted or hostile communications to other users.
- No Liability: UNDER NO CIRCUMSTANCES WILL SPLITWISE INC BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING EMOTIONAL DISTRESS) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES SHALL SPLITWISE INC. BE LIABLE TO YOU FOR ANY AMOUNT FOR SERVICES RENDERED PURSUANT TO THIS AGREEMENT.
- Paid subscriptions: Some users may have access to purchasing "Splitwise Pro," a paid monthly or annual subscription that may include several extra features such as increased cloud storage, receipt scanning, reduced advertisements, and other additional features or services. Payments for Splitwise Pro are collected via credit card via the Splitwise.com website, or may be managed through the iTunes or Google Play Store. These subscriptions will automatically renew unless cancelled 24 hours before the end of the current billing period. The price at which Splitwise Pro is offered may vary due to date of subscription, country, local taxes and regulations, promotions, and Splitwise reserves the right to change the price and subscription benefits at its sole discretion. If you have issues with our Splitwise® Pro subscription or would like to request a refund, please email email@example.com (we reserve the right to offer or refuse refunds at our sole discretion). Splitwise® Pro access may be suspended for overdue payments. Splitwise® reserves the right to offer or refuse Pro subscriptions for any reason at our sole discretion.
- Indemnification: You agree to hold Splitwise Inc., its employees, agents, and representatives, as harmless and indemnify Splitwise Inc. from any third party claim arising from or in any way related to your use of the Service, including liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs, and attorney fees, of every kind and nature.
- Modifications to the Agreement: You agree that Splitwise Inc may modify this agreement at any time, effective immediately, by posting a new agreement. You agree that even if you have not personally visited the website with the new terms of this agreement, that they may have force immediately.
- Severability: If any part of this agreement is held to be invalid or unenforceable, the provision shall be deemed to be superseded by a valid enforceable provision in its place that closely matches the intent of the original agreement, and all other parts of the agreement shall be enforced.
- Exercise: You agree that the failure of Splitwise Inc. to exercise or enforce any part of this agreement and terms does not constitute a waiver of the rights of provisions of this agreement.
- Entire agreement: These Terms comprise the entire agreement between you and Splitwise Inc. with respect to the above subject matter.
- PayPal: Some users may have access to some features that interact with PayPal the Splitwise website and mobile applications. These features are built on PayPal's API, and currently include links to prepopulate some payment information (email address, amounts, notes fields) and that these features will also automatically notate completed payments on Splitwise's site with information provided by PayPal. on PayPal's site and simplify some steps on PayPal's site. You agree and guarantee that: (a) you will only use the PayPal payment feature with other PayPal users (b)You agree that you will only use these features if you are a US resident, using PayPal with other US residents. (c) You will only send $USD to other US residents, up to a limit of $500 USD per week. (d) Non-US users using PayPal violates Splitwise's terms of service and will result in account suspension.(e) You will not use PayPal for money-laundering, and you will report any suspicious activity or parties knowingly engaged in money-laundering to firstname.lastname@example.org. (f) That your use complies with all local, state, and federal regulations in your jurisdiction. (g) That all usage is in compliance with the PayPal Acceptable Usage Policy. You can view the PayPal Acceptable Usage Policy on the PayPal website.
- Venmo and Other Payment Services: Some users will have access to other payment functions of other companies through links on Splitwise's website or apps (for example, Venmo). These links / API integrations will initiate a payment or request by pre-populating some information (such as email address, phone number, amount or notes) as part of payments completed on a third party payment system, similar to an email "mailto" link. You agree to abide by the terms of service of any payment service linked to by Splitwise, and you agree that Splitwise is in no way responsible or liable for transactions and service provided by a third party linked to from Splitwise's service.